OLIVIER-EFIN

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So far OLIVIER-EFIN has created 166 blog entries.

Big data and fintech: a solution for financial exclusion ?

The big event in October was the conference organized by EFIN, BEUC and CEPS-ECRI. It was a wide-ranging debate in which much was said not least about big data, the right to privacy, and the reality or otherwise of consents given by consumers. But what can be concluded in relation to the specific issue in [...]

By | November 8th, 2017|Events, We Disseminate|Comments Off on Big data and fintech: a solution for financial exclusion ?

A European perspective on overindebtedness

A new policy paper from Bruegel - "A European perspective on overindebtedness" Autors: Nicolas Véron and Jeromin Zettelmeyer "The euro-area crisis, which nearly destroyed Europe’s Economic and Monetary Union (EMU) in 2011-12, was a result of perverse incentives and inadequate institutions. The perverse incentives included excessive implicit national guarantees of domestic banks, and a lack [...]

By | October 5th, 2017|Hot Topics, Reading Room, We Disseminate|Comments Off on A European perspective on overindebtedness

REGISTER NOW! Big data and fintech: a solution to financial exclusion?

Big data and fintech: a solution to financial exclusion? Conference 17th October 2017, Brussels, co-organised by BEUC-ECRI-EFIN Place du Congrès, 1 – 1000 Brussels The conference will explore, from the perspective of financial inclusion, the potential risks and benefits of big data and fintech for citizens. The underlying question is whether regulators should take action [...]

By | October 3rd, 2017|Events, Hot Topics, We Disseminate|Comments Off on REGISTER NOW! Big data and fintech: a solution to financial exclusion?

Attempt to reform EU financial supervisory agencies keeps consumer protection sidelined

BEUC - PRESS STATEMENT - 20.09.2017 "The European Commission has today proposed a weak reform of the agencies1 that supervise financial services at European level. It is bewildering that the proposal still limits the agencies’ role in protecting consumers, which is mostly devolved to national level where protection standards vary enormously. The reform means the [...]

By | September 20th, 2017|Hot Topics, We Disseminate|Comments Off on Attempt to reform EU financial supervisory agencies keeps consumer protection sidelined

INVITATION 27/9: A strong Pillar of Social Rights for the economic & social progress of Europe

A strong Pillar of Social Rights for the economic and social progress of Europe: A common ambition of workers, enterprises and civil society organisations Wednesday 27th September from 3pm to 4pm in the European Parliament (room P3C050). SEE co-organises this event together with the European Confederation of Industrial and Services Cooperatives (CECOP-CICOPA Europe), the European Movement [...]

By | September 20th, 2017|Events, Non classé|Comments Off on INVITATION 27/9: A strong Pillar of Social Rights for the economic & social progress of Europe

EBA launches consultation on significant risk transfer in securitisation

19 September 2017 The European Banking Authority (EBA) launched today a public consultation on its discussion paper on significant risk transfer in securitisation. This work builds on the EBA's monitoring activity of supervisory practices in the area of significant risk transfer, which the Authority started in 2014 with the publication of the EBA Guidelines on [...]

By | September 20th, 2017|Hot Topics, We Disseminate|Comments Off on EBA launches consultation on significant risk transfer in securitisation

Unsatisfactory President JUNCKER’S State of the Union Address 2017

Inclusive Europe, where are you ? A short wording check of President Juncker's address shows how poor and empty the social vision of Europe is. End of the introduction, ones can read " Now is the time to build a more united, stronger and more democratic Europe for 2025." Well well, nice idea, but no [...]

By | September 19th, 2017|Hot Topics, Non classé, Reading Room|Comments Off on Unsatisfactory President JUNCKER’S State of the Union Address 2017

The danger of driving both illicit markets and financial exclusion

Interesting position paper from FATF : The Financial Action Task Force (FATF) is an inter-governmental body established in 1989 by the Ministers of its Member jurisdictions.  The objectives of the FATF are to set standards and promote effective implementation of legal, regulatory and operational measures for combating money laundering, terrorist financing and other related threats [...]

By | September 18th, 2017|Hot Topics, Reading Room, We Disseminate|Comments Off on The danger of driving both illicit markets and financial exclusion

Financial inclusion and new means of payment

Qualitative review in five European countries - May 2013 Study commissioned by EUFFI, the European Foundation for Financial Inclusion General report author: Olivier Jérusalmy, Réseau Financement Alternatif/EFIN Reviewer: Annika Cayrol, Réseau Financement Alternatif National report authors: France: Georges Gloukoviezoff / EFIN Italy: Elisabeth Aro / EFIN Poland: Ewa Janikowska / EFIN Sweden: Richard Alström / [...]

By | September 18th, 2017|Reading Room, We Research|Comments Off on Financial inclusion and new means of payment

Case Study: Fintech and the Financial Exploitation of Customer Data

When vulnerable people might not benefit from Fintech and Bigdata : ...We invite you to access the following link , from Privacy International Extract:  "Financial services are collecting and exploiting increasing amounts of data about our behaviour, interests, networks, and personalities to make financial judgements about us, like our creditworthiness. Increasingly, financial services such as [...]

By | September 5th, 2017|Hot Topics, Reading Room|Comments Off on Case Study: Fintech and the Financial Exploitation of Customer Data