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A European perspective on overindebtedness

A new policy paper from Bruegel - "A European perspective on overindebtedness" Autors: Nicolas Véron and Jeromin Zettelmeyer "The euro-area crisis, which nearly destroyed Europe’s Economic and Monetary Union (EMU) in 2011-12, was a result of perverse incentives and inadequate institutions. The perverse incentives included excessive implicit national guarantees of domestic banks, and a lack [...]

By | October 5th, 2017|Hot Topics, Reading Room, We Disseminate|Comments Off on A European perspective on overindebtedness

Unsatisfactory President JUNCKER’S State of the Union Address 2017

Inclusive Europe, where are you ? A short wording check of President Juncker's address shows how poor and empty the social vision of Europe is. End of the introduction, ones can read " Now is the time to build a more united, stronger and more democratic Europe for 2025." Well well, nice idea, but no [...]

By | September 19th, 2017|Hot Topics, Non classé, Reading Room|Comments Off on Unsatisfactory President JUNCKER’S State of the Union Address 2017

The danger of driving both illicit markets and financial exclusion

Interesting position paper from FATF : The Financial Action Task Force (FATF) is an inter-governmental body established in 1989 by the Ministers of its Member jurisdictions.  The objectives of the FATF are to set standards and promote effective implementation of legal, regulatory and operational measures for combating money laundering, terrorist financing and other related threats [...]

By | September 18th, 2017|Hot Topics, Reading Room, We Disseminate|Comments Off on The danger of driving both illicit markets and financial exclusion

Financial inclusion and new means of payment

Qualitative review in five European countries - May 2013 Study commissioned by EUFFI, the European Foundation for Financial Inclusion General report author: Olivier Jérusalmy, Réseau Financement Alternatif/EFIN Reviewer: Annika Cayrol, Réseau Financement Alternatif National report authors: France: Georges Gloukoviezoff / EFIN Italy: Elisabeth Aro / EFIN Poland: Ewa Janikowska / EFIN Sweden: Richard Alström / [...]

By | September 18th, 2017|Reading Room, We Research|Comments Off on Financial inclusion and new means of payment

Case Study: Fintech and the Financial Exploitation of Customer Data

When vulnerable people might not benefit from Fintech and Bigdata : ...We invite you to access the following link , from Privacy International Extract:  "Financial services are collecting and exploiting increasing amounts of data about our behaviour, interests, networks, and personalities to make financial judgements about us, like our creditworthiness. Increasingly, financial services such as [...]

By | September 5th, 2017|Hot Topics, Reading Room|Comments Off on Case Study: Fintech and the Financial Exploitation of Customer Data

Austria: a new regulation on personal bankruptcy !

Austria: a new regulation on personal bankruptcy ! - Information from ASB Schuldnerberatungen GmbH The personal bankruptcy procedure was amended in June 2017 in the Austrian Parliament and will become legally effective in November 2017. Personal bankruptcy is a form of judicial repayment proceedings that were established in 1995 and include a set of procedures [...]

By | July 24th, 2017|Hot Topics, Reading Room, We Disseminate|Comments Off on Austria: a new regulation on personal bankruptcy !

Top 3 Financial Fears That Seniors Are Facing Today

Picture: Eepeng Cheong Top 3 Financial Fears That Seniors Are Facing Today Being retired and free from the daily grind of work is a dream among younger people. But for seniors who are close to retirement or who are already living on a fixed income, the fear of financial instability is part of their reality. The [...]

By | July 24th, 2017|Hot Topics, Reading Room|Comments Off on Top 3 Financial Fears That Seniors Are Facing Today

EFIN response to European Supervisory Authorities consultation on Big Data

To access the response, clic here

By | March 23rd, 2017|Hot Topics, Reading Room, We Advocate|Comments Off on EFIN response to European Supervisory Authorities consultation on Big Data

CPDP 2017: CONSUMER CREDIT, PROFILING, AND AUTOMATED DECISION-MAKING.

https://www.youtube.com/watch?v=f34G1mzyMto

By | March 2nd, 2017|Hot Topics, Reading Room|Comments Off on CPDP 2017: CONSUMER CREDIT, PROFILING, AND AUTOMATED DECISION-MAKING.

Case study: Supporting “generation start-up”: Opportunities for Hungarian MFIs

Case study: Supporting “generation start-up”: Opportunities for Hungarian MFIs This case note presents our initial research findings and analysis on the start-up enterprise landscape in Europe (in particular:Romania, Hungary, and Bulgaria). This initial exploratory research was designed to identify current good practice among microfinance service providers serving start-ups; understand the future potential role of microfinance vis-a-vis [...]

By | February 7th, 2017|Reading Room|Comments Off on Case study: Supporting “generation start-up”: Opportunities for Hungarian MFIs