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Austria: a new regulation on personal bankruptcy !

Austria: a new regulation on personal bankruptcy ! - Information from ASB Schuldnerberatungen GmbH The personal bankruptcy procedure was amended in June 2017 in the Austrian Parliament and will become legally effective in November 2017. Personal bankruptcy is a form of judicial repayment proceedings that were established in 1995 and include a set of procedures [...]

By | July 24th, 2017|Hot Topics, Reading Room, We Disseminate|Comments Off on Austria: a new regulation on personal bankruptcy !

Top 3 Financial Fears That Seniors Are Facing Today

Picture: Eepeng Cheong Top 3 Financial Fears That Seniors Are Facing Today Being retired and free from the daily grind of work is a dream among younger people. But for seniors who are close to retirement or who are already living on a fixed income, the fear of financial instability is part of their reality. The [...]

By | July 24th, 2017|Hot Topics, Reading Room|Comments Off on Top 3 Financial Fears That Seniors Are Facing Today

EFIN response to European Supervisory Authorities consultation on Big Data

To access the response, clic here

By | March 23rd, 2017|Hot Topics, Reading Room, We Advocate|Comments Off on EFIN response to European Supervisory Authorities consultation on Big Data

CPDP 2017: CONSUMER CREDIT, PROFILING, AND AUTOMATED DECISION-MAKING.

https://www.youtube.com/watch?v=f34G1mzyMto

By | March 2nd, 2017|Hot Topics, Reading Room|Comments Off on CPDP 2017: CONSUMER CREDIT, PROFILING, AND AUTOMATED DECISION-MAKING.

Case study: Supporting “generation start-up”: Opportunities for Hungarian MFIs

Case study: Supporting “generation start-up”: Opportunities for Hungarian MFIs This case note presents our initial research findings and analysis on the start-up enterprise landscape in Europe (in particular:Romania, Hungary, and Bulgaria). This initial exploratory research was designed to identify current good practice among microfinance service providers serving start-ups; understand the future potential role of microfinance vis-a-vis [...]

By | February 7th, 2017|Reading Room|Comments Off on Case study: Supporting “generation start-up”: Opportunities for Hungarian MFIs

Policy Paper No.6: European Code of Good Conduct: Discussion Note

Policy Paper No.6: European Code of Good Conduct: Discussion Note The note takes a critical view of the Code of Good Conduct structure and the challenges in the implementation of the Code in practice. Conceived as quasi-regulation effort to streamline the operational standards of microfinance institutions in the EU, the Code met with resistance on [...]

By | February 7th, 2017|Reading Room|Comments Off on Policy Paper No.6: European Code of Good Conduct: Discussion Note

MFC Policy Paper No.5: Demystifying the role of microfinance in job creation

MFC Policy Paper No.5: Demystifying the role of microfinance in job creation The paper discusses the role of microfinance in job creation through self-employment and microenterprise. Despite high expectations, in general microenterprises have a limited however socially important contribution to job creation. It is necessary to distinguish between growth-oriented young firms that have a potential [...]

By | February 7th, 2017|Reading Room|Comments Off on MFC Policy Paper No.5: Demystifying the role of microfinance in job creation

Debt, Borrowing and Over-indebtedness: a Country-Level Monitoring Framework

MFC Policy paper: Debt, Borrowing and Over-indebtedness: a Country-Level Monitoring Framework, 2014 Full text, summary A review of debt burden and over-indebtedness issues shows that debt is a very complex phenomenon, which has economic impact on growth, and a social impact on the well-being of individuals and households. A lot of research and data is [...]

By | January 26th, 2017|Reading Room|Comments Off on Debt, Borrowing and Over-indebtedness: a Country-Level Monitoring Framework

Measuring Financial Inclusion in the EU: the New “Financial Inclusion Score”

Measuring Financial Inclusion in the EU: the New “Financial Inclusion Score”, 2014 This paper proposes a synthetic measure of financial inclusion. A new “Financial Inclusion Score” (or FIS) uses endogenous weights for inputs and outputs, using a data envelopment analysis (DEA) method. Using these FIS scores, this paper discusses the financial inclusion ranking of 27 [...]

By | January 26th, 2017|Reading Room|Comments Off on Measuring Financial Inclusion in the EU: the New “Financial Inclusion Score”

Too Little or Too Much Credit: Small Business Indebtedness in the EU

MFC Policy Paper No. 4: Too Little or Too Much Credit: Small Business Indebtedness in the EU, 2015 The paper reviews the potential reasons for small business indebtedness and proposes action steps to develop better understanding of the size and scale of this phenomenon in the EU. Access to finance for small businesses draws a [...]

By | January 26th, 2017|Reading Room|Comments Off on Too Little or Too Much Credit: Small Business Indebtedness in the EU