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Proposal for the EU financial supervisory reform – Open letter

Last September the European Commission published its proposal for the review of the European Supervisory Authorities (EBA, ESMA and EIOPA – ESAs). The aim is to reform the ESAs’ mandate, governance and funding to underpin the Capital Markets Union, the EU’s flagship project in the area of investments. BEUC, Better Finance, Finance Watch, AGE Platform [...]

By | November 29th, 2017|Hot Topics, We Advocate|Comments Off on Proposal for the EU financial supervisory reform – Open letter

Fight against over-Indebtedness: a co-creative approach in Luxembourg

    During a full working day, a large range of stakeholders involved in the fight against Over-Indebtedness to identify, priorities, actions and collaborations to implement an holistic answer to this complex issue. EFIN support very much this type of initiative, has presented some figures on Luxembourg reality. Crésus (French debt advise network) took also [...]

By | August 8th, 2017|Events, We Advocate, We Disseminate|Comments Off on Fight against over-Indebtedness: a co-creative approach in Luxembourg

EFIN response to European Supervisory Authorities consultation on Big Data

To access the response, clic here

By | March 23rd, 2017|Hot Topics, Reading Room, We Advocate|Comments Off on EFIN response to European Supervisory Authorities consultation on Big Data

Conference on Personal Insolvency – European Parliament – 7 Dec 2016

© Union Européenne 2016 Personal Indebtedness, EFIN &ADLE Conference, THE PRESENTATIONS, 7th December, EU Parliament Personal Indebtedness in the EU EFIN and the ADLE group support MEP Sylvie Goulard initiative for this conference dedicated to EU initiative to treat and to prevent over-indebtedness. [...]

By | December 21st, 2016|Events, We Advocate, We Disseminate, We Research|Comments Off on Conference on Personal Insolvency – European Parliament – 7 Dec 2016

Personal Indebtedness, EFIN &ADLE Conference, THE PRESENTATIONS, 7th December, EU Parliament

Personal Indebtedness in the EU EFIN and the ADLE group support MEP Sylvie Goulard initiative for this conference dedicated to EU initiative to treat and to prevent over-indebtedness. Organised at the EU Parliament, the conference had allowed participants to learn more about the EU initiative on Personal Insolvency on the one hand, and on the [...]

By | December 9th, 2016|Events, We Advocate, We Disseminate|Comments Off on Personal Indebtedness, EFIN &ADLE Conference, THE PRESENTATIONS, 7th December, EU Parliament

Personal Over-indebtedness -3 working papers presentation

Personal Over-indebtedness: 3 working papers presentation to better understand the phenomenon so to better design systemic prevention and treatment strategies Olivier Jérusalmy - EFIN - Brussels, EU parliament, 7th December 2016

By | December 7th, 2016|Events, We Advocate, We Research|Comments Off on Personal Over-indebtedness -3 working papers presentation

Early detection and constructive response about households financial difficulties

Early detection and constructive response about households financial difficulties: EFIN Working paper EFIN Research - Working Group on Over-Indebtedness Participants : Iskra Balkanska (professeur-BG), Didier Gillet (Parcours Confiance-FR), Olivier Jérusalmy (EFIN-EU) Nadine Lilienthal (ESBG-EU), Nadzeya Sasnouskaya (EFIN-BE), Jan Siebolds (City of Amsterdam-NL), Theresa Tedd (Local Authority representative-UK), Fabien Tocqué (UNAF-FR)    

By | December 7th, 2016|Reading Room, We Advocate, We Research|Comments Off on Early detection and constructive response about households financial difficulties

Indicators to monitor over-indebtedness

Indicators to monitor over-indebtedness - EFIN Working Paper Working Group on Over-Indebtedness Participants: Justyna Pytkowska (coordinator – Microfinance Centre), Olivier Jérusalmy (EFIN), Andrea Falanga (EFIN), Beata Świecka (Szczecin University)  

By | December 7th, 2016|Reading Room, We Advocate, We Research|Comments Off on Indicators to monitor over-indebtedness

Unfair Lending Practices and Toxic Loans

Unfair Lending Practices and Toxic Loans - EFIN Working Paper Working Group on Over-Indebtedness: Participants : Farid Aliyev (BEUC), Anne Fily (BEUC), Olivier Jérusalmy (EFIN), Nadzeya Sasnouskaya (EFIN-BE)  

By | December 7th, 2016|Reading Room, We Advocate, We Research|Comments Off on Unfair Lending Practices and Toxic Loans

Data on over-indetedness, costs and benefit, key preventive measures- A French case

Data on overindetedness and key preventive measures, cost and benefit analysis - A French case Crésus presentation at the EU Parliament - EFIN conference on 7th December 2016

By | December 7th, 2016|Events, Reading Room, We Advocate|Comments Off on Data on over-indetedness, costs and benefit, key preventive measures- A French case