We Disseminate

/We Disseminate

Cross-border payments: Missed opportunity to put a cap on money-transfer fees and help tackle inequality worldwide

Cross-border payments: Missed opportunity to put a cap on money-transfer fees and help tackle inequality worldwide Finance-Watch press release Brussels, 28 March 2018 - Finance Watch welcomes today’s proposals by the European Commission that would make cross-border payments cheaper within the EU and better inform users of dynamic currency conversion services. Choosing not to cover [...]

By | April 1st, 2018|Hot Topics, Non classé, Reading Room, We Advocate, We Disseminate|Comments Off on Cross-border payments: Missed opportunity to put a cap on money-transfer fees and help tackle inequality worldwide

Cheap euro transfers everywhere in the Union

A better deal for consumers: Cheap euro transfers everywhere in the Union and fairer currency conversions Brussels, 28 March 2018 The European Commission is today proposing to make cross-border payments in euro cheaper across the entire EU. Under current rules, there is no difference for euro area residents or businesses if they carry out euro [...]

By | April 1st, 2018|Hot Topics, We Disseminate|Comments Off on Cheap euro transfers everywhere in the Union

EU Commission and Reduction of Non Performing Loans: consumer protection in danger

EU Commission and Reduction of Non Performing Loans: consumer protection in danger On the 18 January 2018, the European Commission published a progress report on the reduction of non-performing loans (NPL). As background to that report,  it is worth reading a recent article in Harvard Politics, which gives an attractive overview of some of the [...]

By | February 11th, 2018|Hot Topics, Reading Room, We Disseminate|Comments Off on EU Commission and Reduction of Non Performing Loans: consumer protection in danger

COFACE Expert meeting on the Danish Mortgage Model

COFACE Expert meeting on the Danish Mortgage Model (click here to access Coface website) Joint meeting between COFACE Families Europe and Finans Danmark: “Social Policy & Mortgage Lending – The Danish Mortgage Model in a European perspective” Copenhagen; Thursday 9th & Friday 10th November 2017 Meeting documents: Introduction to the Danish Mortgage Model and how [...]

By | November 29th, 2017|Events, Hot Topics, We Disseminate|Comments Off on COFACE Expert meeting on the Danish Mortgage Model

Big data and fintech: a solution for financial exclusion ?

The big event in October was the conference organized by EFIN, BEUC and CEPS-ECRI. It was a wide-ranging debate in which much was said not least about big data, the right to privacy, and the reality or otherwise of consents given by consumers. But what can be concluded in relation to the specific issue in [...]

By | November 8th, 2017|Events, We Disseminate|Comments Off on Big data and fintech: a solution for financial exclusion ?

A European perspective on overindebtedness

A new policy paper from Bruegel - "A European perspective on overindebtedness" Autors: Nicolas Véron and Jeromin Zettelmeyer "The euro-area crisis, which nearly destroyed Europe’s Economic and Monetary Union (EMU) in 2011-12, was a result of perverse incentives and inadequate institutions. The perverse incentives included excessive implicit national guarantees of domestic banks, and a lack [...]

By | October 5th, 2017|Hot Topics, Reading Room, We Disseminate|Comments Off on A European perspective on overindebtedness

REGISTER NOW! Big data and fintech: a solution to financial exclusion?

Big data and fintech: a solution to financial exclusion? Conference 17th October 2017, Brussels, co-organised by BEUC-ECRI-EFIN Place du Congrès, 1 – 1000 Brussels The conference will explore, from the perspective of financial inclusion, the potential risks and benefits of big data and fintech for citizens. The underlying question is whether regulators should take action [...]

By | October 3rd, 2017|Events, Hot Topics, We Disseminate|Comments Off on REGISTER NOW! Big data and fintech: a solution to financial exclusion?

Attempt to reform EU financial supervisory agencies keeps consumer protection sidelined

BEUC - PRESS STATEMENT - 20.09.2017 "The European Commission has today proposed a weak reform of the agencies1 that supervise financial services at European level. It is bewildering that the proposal still limits the agencies’ role in protecting consumers, which is mostly devolved to national level where protection standards vary enormously. The reform means the [...]

By | September 20th, 2017|Hot Topics, We Disseminate|Comments Off on Attempt to reform EU financial supervisory agencies keeps consumer protection sidelined

EBA launches consultation on significant risk transfer in securitisation

19 September 2017 The European Banking Authority (EBA) launched today a public consultation on its discussion paper on significant risk transfer in securitisation. This work builds on the EBA's monitoring activity of supervisory practices in the area of significant risk transfer, which the Authority started in 2014 with the publication of the EBA Guidelines on [...]

By | September 20th, 2017|Hot Topics, We Disseminate|Comments Off on EBA launches consultation on significant risk transfer in securitisation

The danger of driving both illicit markets and financial exclusion

Interesting position paper from FATF : The Financial Action Task Force (FATF) is an inter-governmental body established in 1989 by the Ministers of its Member jurisdictions.  The objectives of the FATF are to set standards and promote effective implementation of legal, regulatory and operational measures for combating money laundering, terrorist financing and other related threats [...]

By | September 18th, 2017|Hot Topics, Reading Room, We Disseminate|Comments Off on The danger of driving both illicit markets and financial exclusion