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Financial inclusion and new means of payment

Qualitative review in five European countries - May 2013 Study commissioned by EUFFI, the European Foundation for Financial Inclusion General report author: Olivier Jérusalmy, Réseau Financement Alternatif/EFIN Reviewer: Annika Cayrol, Réseau Financement Alternatif National report authors: France: Georges Gloukoviezoff / EFIN Italy: Elisabeth Aro / EFIN Poland: Ewa Janikowska / EFIN Sweden: Richard Alström / [...]

By | September 18th, 2017|Reading Room, We Research|Comments Off on Financial inclusion and new means of payment

Conference on Personal Insolvency – European Parliament – 7 Dec 2016

© Union Européenne 2016 Personal Indebtedness, EFIN &ADLE Conference, THE PRESENTATIONS, 7th December, EU Parliament Personal Indebtedness in the EU EFIN and the ADLE group support MEP Sylvie Goulard initiative for this conference dedicated to EU initiative to treat and to prevent over-indebtedness. [...]

By | December 21st, 2016|Events, We Advocate, We Disseminate, We Research|Comments Off on Conference on Personal Insolvency – European Parliament – 7 Dec 2016

Personal Over-indebtedness -3 working papers presentation

Personal Over-indebtedness: 3 working papers presentation to better understand the phenomenon so to better design systemic prevention and treatment strategies Olivier Jérusalmy - EFIN - Brussels, EU parliament, 7th December 2016

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Early detection and constructive response about households financial difficulties

Early detection and constructive response about households financial difficulties: EFIN Working paper EFIN Research - Working Group on Over-Indebtedness Participants : Iskra Balkanska (professeur-BG), Didier Gillet (Parcours Confiance-FR), Olivier Jérusalmy (EFIN-EU) Nadine Lilienthal (ESBG-EU), Nadzeya Sasnouskaya (EFIN-BE), Jan Siebolds (City of Amsterdam-NL), Theresa Tedd (Local Authority representative-UK), Fabien Tocqué (UNAF-FR)    

By | December 7th, 2016|Reading Room, We Advocate, We Research|Comments Off on Early detection and constructive response about households financial difficulties

Indicators to monitor over-indebtedness

Indicators to monitor over-indebtedness - EFIN Working Paper Working Group on Over-Indebtedness Participants: Justyna Pytkowska (coordinator – Microfinance Centre), Olivier Jérusalmy (EFIN), Andrea Falanga (EFIN), Beata Świecka (Szczecin University)  

By | December 7th, 2016|Reading Room, We Advocate, We Research|Comments Off on Indicators to monitor over-indebtedness

Unfair Lending Practices and Toxic Loans

Unfair Lending Practices and Toxic Loans - EFIN Working Paper Working Group on Over-Indebtedness: Participants : Farid Aliyev (BEUC), Anne Fily (BEUC), Olivier Jérusalmy (EFIN), Nadzeya Sasnouskaya (EFIN-BE)  

By | December 7th, 2016|Reading Room, We Advocate, We Research|Comments Off on Unfair Lending Practices and Toxic Loans

Social innovation and mutual learning on micro-saving in Europe Assessment report on the programme implemented in Belgium Country report

Social innovation and mutual learning on micro-saving in Europe Assessment report on the programme implemented in Belgium Country report - English - French - Hungarian This publication is supported by the European Union Programme for Employment and Social Solidarity – PROGRESS (2007-2013). This programme is implemented by the European Commission.It was established to financially support [...]

By | September 26th, 2016|We Research|Comments Off on Social innovation and mutual learning on micro-saving in Europe Assessment report on the programme implemented in Belgium Country report

Pay-day lenders: why can we consider them as being bad players on the credit market?

March 2015 - Autor : Monika Attaité When credit use difficulties of the clients are a good business for lenders WORKING PAPER Pay-day lenders: why can we consider them as being bad players on the credit market? The study analyses the specificities of pay-day lenders products and industry (especially active in the US and in [...]

By | March 26th, 2015|Reading Room, We Research|Comments Off on Pay-day lenders: why can we consider them as being bad players on the credit market?

Over-indebtedness in the EU : from figures to expert opinions

March 2015 - Autor : Andrea Falanga WORKING PAPER Over-indebtedness in the EU : from figures to expert opinions Over-indebtedness is a complex phenomenon, described by several variables and definitions. However data relative to the EU show that this issue regards a significant part of the population, albeit not a majority, and its demographic distribution [...]

By | March 26th, 2015|Reading Room, We Research|Comments Off on Over-indebtedness in the EU : from figures to expert opinions

SAVINGS – EU countries mapping – Summary report 2014

2014 - Autor : Olivier Jérusalmy EU countries mapping- Summary report For the beginning of 2014, a mapping survey has been conducted in 15 countries: Belgium, Bulgaria, Czech Republic, France, Germany, Greece, Hungary, Ireland, Italy, Poland, Romania, Spain, Slovakia, Sweden and United Kingdom. The main purpose has been to collect information about savings habits and [...]

By | September 26th, 2014|We Research|Comments Off on SAVINGS – EU countries mapping – Summary report 2014