EFIN - a EU Network to tackle financial exclusion
On-going short survey on Over-indebtedness - 5 minutes needed to answer it ! Please clic here
This survey is part of a comparative study funded by the Civil Justice Programme of the European Union on Consumer over-indebtness, responsible lending and personal insolvency. The research project is run by Brunel University UK in collaboration with University of Applied Sciences Osnabruck (Germany), University of Trento (Italy) and EKPIZO (Greece).
For this study to be as accurate as possible, we would like to get an insight in how you, as a professional, evaluate current EU laws in the area of consumer over-indebtness and personal insolvency.
The fight against financial exclusion...
EFIN bases its actions upon the objective to tackle financial exclusion which refers to ”a process whereby people encounter difficulties accessing and/or using financial services and products in the mainstream market that are appropriate to their needs and enable them to lead a normal social life in the society in which they belong”.
...is a common bond for a large range of stakeholders
The European Financial Inclusion Network (EFIN) is a coalition of European stakeholders (institutions and individuals) involved in financial inclusion, including:
• European networks active in a more specific area of financial inclusion • Public institutions • Trade Unions • NGOs • Universities and Research institutes • Consumer protection organisations • Financial education practitioners • Debt counselling organisations representatives • Financial Institutions • Bank Associations
Last important events !
Shaping the Consumer Policy of the Future, Brussels, 1-2 June 2015 (clic-here)
On the 1st June, the Summit hosts plenary sessions dedicated to the analysis of the current political scenario through contributions provided by national and European high-level policy-makers. Moreover, the debate will be enriched by simultaneous seminars that will address the challenges for the protection of consumers' rights on four major themes:
- "Consumer Information in the Digital Single Market"
- "Energy Union - a New Deal for Energy Consumers"
- "Effective Enforcement in the Digital Environment"
- "Over-Indebtedness – the Role of Debt Advice" -
EFIN presentation :
On the 2nd June, the discussion was focused on the future of consumer policy. All materials available soon!
European Conference Accessible and fair financial services: alternatives to mainstream banking
11-12 May 2015, Madrid - Conference - Access to video captures and speakers presentations (clic here)
A European Strategy Against Over-indebtedness: What could be done at the EU level?
12 December 2014 - Conference - Access to video captures and speakers presentations, clic here