EFIN - a EU Network to tackle financial exclusion
On-going short survey on Over-indebtedness - 5 minutes needed to answer it ! Please clic here
This survey is part of a comparative study funded by the Civil Justice Programme of the European Union on Consumer over-indebtness, responsible lending and personal insolvency. The research project is run by Brunel University UK in collaboration with University of Applied Sciences Osnabruck (Germany), University of Trento (Italy) and EKPIZO (Greece).
For this study to be as accurate as possible, we would like to get an insight in how you, as a professional, evaluate current EU laws in the area of consumer over-indebtness and personal insolvency.
The fight against financial exclusion...
EFIN bases its actions upon the objective to tackle financial exclusion which refers to ”a process whereby people encounter difficulties accessing and/or using financial services and products in the mainstream market that are appropriate to their needs and enable them to lead a normal social life in the society in which they belong”.
...is a common bond for a large range of stakeholders
The European Financial Inclusion Network (EFIN) is a coalition of European stakeholders (institutions and individuals) involved in financial inclusion, including:
• European networks active in a more specific area of financial inclusion • Public institutions • Trade Unions • NGOs • Universities and Research institutes • Consumer protection organisations • Financial education practitioners • Debt counselling organisations representatives • Financial Institutions • Bank Associations
A European Strategy Against Over-indebtedness: What could be done at the EU level?
12 December 2014 - Conference - Access to video captures and speakers presentations, clic here