bank inclusion

/Tag:bank inclusion

Big data and fintech: a solution for financial exclusion ?

The big event in October was the conference organized by EFIN, BEUC and CEPS-ECRI. It was a wide-ranging debate in which much was said not least about big data, the right to privacy, and the reality or otherwise of consents given by consumers. But what can be concluded in relation to the specific issue in [...]

By | November 8th, 2017|Events, We Disseminate|Comments Off on Big data and fintech: a solution for financial exclusion ?

Focus on financial inclusion of asylum seekers

The European Banking Authority (EBA) published today its Opinion setting out measures credit and financial institutions can take to comply with EU Anti- Money Laundering and Counter-Terrorist Financing (AML/CFT) requirements when providing asylum seekers from higher-risk jurisdictions with access to basic financial products and services. In this Opinion, the EBA highlights that efforts to provide [...]

By | July 18th, 2016|Hot Topics|Comments Off on Focus on financial inclusion of asylum seekers

EBA Consultation Paper Draft Guidelines on product oversight and governance arrangements for retail banking products

May 2016 - BEUC welcomes the opportunity to comment on this consultation paper. In general, BEUC regards POG requirements as a welcome step towards a more ex-ante approach in avoiding consumer detriment. Obliging firms to take into account the consumer interest in every stage of the product design & sales process could give them a [...]

By | May 6th, 2016|Non classé|Comments Off on EBA Consultation Paper Draft Guidelines on product oversight and governance arrangements for retail banking products

ASSESSING THE IMPACT OF CREDIT DATA ON PR EVENTING OVER – INDEBTEDNESS , CONTRIBUTING TO PRUDENTIAL REGULATION AN D FACILITATING ACCESS TO AFFORDABLE AND QUALITY CREDIT

December 2015 - FSUG : "Assessing the impact of credit data on preventing over-indebtedness, contributing to prudential regulation and facilitating access to affordable and quality credit" The extensive use of credit data has been promoted by a number of stakeholders, with the claim that it will help achieve a number of policy objectives: - Prevent [...]

By | December 6th, 2015|Non classé, Reading Room|Comments Off on ASSESSING THE IMPACT OF CREDIT DATA ON PR EVENTING OVER – INDEBTEDNESS , CONTRIBUTING TO PRUDENTIAL REGULATION AN D FACILITATING ACCESS TO AFFORDABLE AND QUALITY CREDIT

Draft Guidelines on national provisional lists of the most representative services linked to a payment account and subject to a fee

2015 - BEUC response to an EBA consultation related to services linked to a payment account The Payment Accounts Directive adopted last year seeks to, inter alia, standardise the most relevant terminology linked to a payment (bank) account at Member states level and at Union level. In order to assist Member States with the practical [...]

By | October 6th, 2015|Reading Room|Comments Off on Draft Guidelines on national provisional lists of the most representative services linked to a payment account and subject to a fee

Finance Watch response to DG FISMA consultation paper on the possible impact of the CRR and CRD IV on bank financing of the economy

October 2015 - Finance Watch response to DG FISMA consultation paper on the possible impact of the CRR and CRD IV on bank financing Finance Watch welcomes this consultation. We strongly support the objective of ensuring that the CRD IV / CRR package provides the right incentives and refocuses banks on their core mission to [...]

By | October 6th, 2015|Reading Room|Comments Off on Finance Watch response to DG FISMA consultation paper on the possible impact of the CRR and CRD IV on bank financing of the economy

Separating universal banks from too-big-to-fail banks (TBTF)

March 2015 - By Duncan Lindo and Paulina Przewoska - Finance-Watch In this report we examine a range of evidence that illustrates the anatomy of European banking. Access to the report  

By | March 6th, 2015|Reading Room|Comments Off on Separating universal banks from too-big-to-fail banks (TBTF)

Draft Guidelines on arrears and foreclosure under the Mortgage Credit Directive

2014 - BEUC comments on Draft Guidelines on arrears and foreclosure under the Mortgage Credit Directive BEUC welcomes the opportunity to comment on the Consultation Paper 2014/43 on Draft Guidelines on arrears and foreclosure. The draft guidelines provide detail on how financial institutions should give effect to the relevant Mortgage Credit Directive (MCD) provisions on [...]

By | October 6th, 2014|Reading Room|Comments Off on Draft Guidelines on arrears and foreclosure under the Mortgage Credit Directive

Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing

2013 - BEUC position on the Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing BEUC supports the Commission’s legislative proposal to protect the financial system from being misused for money laundering and [...]

By | October 6th, 2013|Reading Room|Comments Off on Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing