credit risk

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EBA HARMONISE THE DEFINITION OF DEFAULT ACROSS THE EU

EBA HARMONISE THE DEFINITION OF DEFAULT ACROSS THE EU The European Banking Authority (EBA) published today its final Guidelines specifying the application of the definition of default across the EU and its final draft Regulatory Technical Standards (RTS) on the materiality threshold of past due credit obligations. The EBA also released the results of a [...]

By | October 11th, 2016|Hot Topics|Comments Off on EBA HARMONISE THE DEFINITION OF DEFAULT ACROSS THE EU

Innovative uses of consumer data by financial institutions

4 Augustus 2016 : European Banking Authority (EBA) discussion paper on innovative uses of consumer data by financial institutions. In this answer, EFIN has challenged many of the assumptions related to the benefits expected in terms of financial inclusion. EFIn is not denying the capacity of improvement for vulnerable public, but is uncertain about the [...]

By | September 13th, 2016|We Advocate|Comments Off on Innovative uses of consumer data by financial institutions

Responsible lending and Borrowing in the EU

31 Augustus 2009 - EU Commission consultation on responsible lending and borrowing in the EU. EFIN various respondants have documented the issues related to specific products available in their countries and have proposed adequate solutions. Consultation-EU-Resp_Credit-FV_signed

By | August 13th, 2008|We Advocate|Comments Off on Responsible lending and Borrowing in the EU