EU regulation

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Big data and fintech: a solution for financial exclusion ?

The big event in October was the conference organized by EFIN, BEUC and CEPS-ECRI. It was a wide-ranging debate in which much was said not least about big data, the right to privacy, and the reality or otherwise of consents given by consumers. But what can be concluded in relation to the specific issue in [...]

By | November 8th, 2017|Events, We Disseminate|Comments Off on Big data and fintech: a solution for financial exclusion ?

Attempt to reform EU financial supervisory agencies keeps consumer protection sidelined

BEUC - PRESS STATEMENT - 20.09.2017 "The European Commission has today proposed a weak reform of the agencies1 that supervise financial services at European level. It is bewildering that the proposal still limits the agencies’ role in protecting consumers, which is mostly devolved to national level where protection standards vary enormously. The reform means the [...]

By | September 20th, 2017|Hot Topics, We Disseminate|Comments Off on Attempt to reform EU financial supervisory agencies keeps consumer protection sidelined

EBA launches consultation on significant risk transfer in securitisation

19 September 2017 The European Banking Authority (EBA) launched today a public consultation on its discussion paper on significant risk transfer in securitisation. This work builds on the EBA's monitoring activity of supervisory practices in the area of significant risk transfer, which the Authority started in 2014 with the publication of the EBA Guidelines on [...]

By | September 20th, 2017|Hot Topics, We Disseminate|Comments Off on EBA launches consultation on significant risk transfer in securitisation

Anti-Money Laundering Directive: A great success against tax evasion and financial crimes

From Sven Giegold website : "Anti-Money Laundering Directive: A great success against tax evasion and financial crimes" The European Parliament’s Economic & Monetary Affairs (ECON) and Civil Liberties Justice & Home Affairs (LIBE) committees have voted today (28 Feb) on the revision of the Anti-Money Laundering Directive. The majority of MEPs agreed to many demands [...]

By | February 28th, 2017|Hot Topics|Comments Off on Anti-Money Laundering Directive: A great success against tax evasion and financial crimes

The future of financial services: which policy mix to stimulate innovation in products, models and processes

On 31 January 2017, CEPS (Centre for European Policy Studies) is holding a seminar in Brussels on “the future of financial services: which policy mix to stimulate innovation in products, models and processes”. https://www.ceps.eu/events/future-financial-services-which-policy-mix-stimulate-innovation-products-models-and-processes

By | February 7th, 2017|Events, Hot Topics|Comments Off on The future of financial services: which policy mix to stimulate innovation in products, models and processes

Fin Tech: the influence of technology on the future of the financial sector

On 25th January 2017, the European Parliament's IMCO committee (internal market and consumer protection) discussed a draft opinion on “Fin Tech: the influence of technology on the future of the financial sector”. Amongst other recommendations supporting a roll-out of Fin Tech, the draft opinion urges the promotion of digital services including across national boundaries. P.E595.754v01.

By | February 7th, 2017|Events, Hot Topics|Comments Off on Fin Tech: the influence of technology on the future of the financial sector

Personal Indebtedness, EFIN &ADLE Conference, THE PRESENTATIONS, 7th December, EU Parliament

Personal Indebtedness in the EU EFIN and the ADLE group support MEP Sylvie Goulard initiative for this conference dedicated to EU initiative to treat and to prevent over-indebtedness. Organised at the EU Parliament, the conference had allowed participants to learn more about the EU initiative on Personal Insolvency on the one hand, and on the [...]

By | December 9th, 2016|Events, We Advocate, We Disseminate|Comments Off on Personal Indebtedness, EFIN &ADLE Conference, THE PRESENTATIONS, 7th December, EU Parliament

EBA – Innovative uses of consumer data

Innovative uses of consumer data by financial institutions: A financial regulator’s view Rita Bairros - Consumer Protection, Financial Innovation and Payments, EBA 7th December 2016, European Banking Authority-  Access the presentation here

By | December 7th, 2016|Events, Reading Room|Comments Off on EBA – Innovative uses of consumer data

Personal Over-indebtedness -3 working papers presentation

Personal Over-indebtedness: 3 working papers presentation to better understand the phenomenon so to better design systemic prevention and treatment strategies Olivier Jérusalmy - EFIN - Brussels, EU parliament, 7th December 2016

By | December 7th, 2016|Events, We Advocate, We Research|Comments Off on Personal Over-indebtedness -3 working papers presentation

Early detection and constructive response about households financial difficulties

Early detection and constructive response about households financial difficulties: EFIN Working paper EFIN Research - Working Group on Over-Indebtedness Participants : Iskra Balkanska (professeur-BG), Didier Gillet (Parcours Confiance-FR), Olivier Jérusalmy (EFIN-EU) Nadine Lilienthal (ESBG-EU), Nadzeya Sasnouskaya (EFIN-BE), Jan Siebolds (City of Amsterdam-NL), Theresa Tedd (Local Authority representative-UK), Fabien Tocqué (UNAF-FR)    

By | December 7th, 2016|Reading Room, We Advocate, We Research|Comments Off on Early detection and constructive response about households financial difficulties