financial services provision

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EBA Consultation Paper Draft Guidelines on product oversight and governance arrangements for retail banking products

May 2016 - BEUC welcomes the opportunity to comment on this consultation paper. In general, BEUC regards POG requirements as a welcome step towards a more ex-ante approach in avoiding consumer detriment. Obliging firms to take into account the consumer interest in every stage of the product design & sales process could give them a [...]

By | May 6th, 2016|Non classé|Comments Off on EBA Consultation Paper Draft Guidelines on product oversight and governance arrangements for retail banking products

Single Supervisory Mechanism: Taking it to cruising speed

On 18 March 2016, 13h15 – 14h30 , Brussels, CEPS Since November 2014, the Single Supervisory Mechanism (SSM) has been responsible for supervising the most significant banks in the eurozone, with the aim of ensuring consistent supervisory practices and increasing the soundness and stability of the financial system. Among the wide-ranging questions we propose to [...]

By | March 18th, 2016|Events|Comments Off on Single Supervisory Mechanism: Taking it to cruising speed

Green Paper on retail financial services: better products, more choice, and greater opportunities for consumers and businesses

18 March 2016 - EU Commission consultation: Green Paper on retail financial services: better products, more choice, and greater opportunities for consumers and businesses EFIN Green paper - submitted version

By | March 13th, 2016|We Advocate|Comments Off on Green Paper on retail financial services: better products, more choice, and greater opportunities for consumers and businesses

ASSESSING THE IMPACT OF CREDIT DATA ON PR EVENTING OVER – INDEBTEDNESS , CONTRIBUTING TO PRUDENTIAL REGULATION AN D FACILITATING ACCESS TO AFFORDABLE AND QUALITY CREDIT

December 2015 - FSUG : "Assessing the impact of credit data on preventing over-indebtedness, contributing to prudential regulation and facilitating access to affordable and quality credit" The extensive use of credit data has been promoted by a number of stakeholders, with the claim that it will help achieve a number of policy objectives: - Prevent [...]

By | December 6th, 2015|Non classé, Reading Room|Comments Off on ASSESSING THE IMPACT OF CREDIT DATA ON PR EVENTING OVER – INDEBTEDNESS , CONTRIBUTING TO PRUDENTIAL REGULATION AN D FACILITATING ACCESS TO AFFORDABLE AND QUALITY CREDIT

Draft Guidelines on arrears and foreclosure under the Mortgage Credit Directive

2014 - BEUC comments on Draft Guidelines on arrears and foreclosure under the Mortgage Credit Directive BEUC welcomes the opportunity to comment on the Consultation Paper 2014/43 on Draft Guidelines on arrears and foreclosure. The draft guidelines provide detail on how financial institutions should give effect to the relevant Mortgage Credit Directive (MCD) provisions on [...]

By | October 6th, 2014|Reading Room|Comments Off on Draft Guidelines on arrears and foreclosure under the Mortgage Credit Directive

Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing

2013 - BEUC position on the Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing BEUC supports the Commission’s legislative proposal to protect the financial system from being misused for money laundering and [...]

By | October 6th, 2013|Reading Room|Comments Off on Proposal for a DIRECTIVE OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on the prevention of the use of the financial system for the purpose of money laundering and terrorist financing

The Role of Credit Unions in dealing with financial exclusion in NMS

December 2007 - Co-ordination: Malgorzata Iwanicz-Drozdowska and Dalia Kaupelyte Participation: Iskra Christova-Balkanska and Bozena Chovancova WORKING PAPER: The Role of Credit Unions in dealing with financial exclusion in NMS 2007/2008 - Call for tender VT/2006/002 "Financial services provision and prevention of financial exclusion EU Commission - Employment, Social Affairs and Equal Opportunities DG

By | September 13th, 2008|We Research|Comments Off on The Role of Credit Unions in dealing with financial exclusion in NMS

Study on financial services provision and prevention of financial exclusion

Based on the common questionnaire, experts from 14  EU Countries have completed an extended national report. Access to reports : Austria, Belgium, Bulgaria, France, Germany, Ireland, Italy, Lithuania, Netherlands, Norway, Poland, Slovakia, Spain, United-Kingdom 2007/2008 - Call for tender VT/2006/002 "Financial services provision and prevention of financial exclusion EU Commission - Employment, Social Affairs and [...]

By | September 9th, 2008|We Research|Comments Off on Study on financial services provision and prevention of financial exclusion

Alternative Financial Credit Providers in Europe

December 2007 - Autor :  Caroline Corr WORKING PAPER: Alternative Financial Credit Providers in Europe 2007/2008 - Call for tender VT/2006/002 "Financial services provision and prevention of financial exclusion EU Commission - Employment, Social Affairs and Equal Opportunities DG

By | September 13th, 2007|We Research|Comments Off on Alternative Financial Credit Providers in Europe

Retail Financial Market Integration

October 2015 - FSUG RETAIL FINANCIAL MARKET INTEGRATION Along with the Capital Markets Union (CMU), the most important EU level initiative in financial services is the renewed effort to promote more efficient, integrated single market in financial services that actually works for households and the real economy. Before going on to explain FSUG’s work in [...]

By | October 6th, 0201|Reading Room|Comments Off on Retail Financial Market Integration