microcredit

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Too Little or Too Much Credit: Small Business Indebtedness in the EU

MFC Policy Paper No. 4: Too Little or Too Much Credit: Small Business Indebtedness in the EU, 2015 The paper reviews the potential reasons for small business indebtedness and proposes action steps to develop better understanding of the size and scale of this phenomenon in the EU. Access to finance for small businesses draws a [...]

By | January 26th, 2017|Reading Room|Comments Off on Too Little or Too Much Credit: Small Business Indebtedness in the EU

Of Mice and Unemployed: Rethinking Micro-Enterprise and Small Business

MFC Policy Paper No. 3: Of Mice and Unemployed: Rethinking Micro-Enterprise and Small Business, 2015 The paper discusses the complex relationships between firms size and job creation in the EU which shows that there is a need to better understand the dynamics of the job creation and destruction process. Promoting jobs through self-employment and small [...]

By | January 26th, 2017|Reading Room|Comments Off on Of Mice and Unemployed: Rethinking Micro-Enterprise and Small Business

“Of Mice and Unemployed: Rethinking Micro-Enterprise and Small Business Policies In the EU”

MICROFINANCE CENTRE (MFC) - The paper discusses the complex relationships between firm size and job creation within the EU, demonstrating a need to better understand the dynamics of job creation and destruction. Promoting jobs through self-employment and small businesses (which create the majority of jobs in an economy) is a strategy that attracts a lot [...]

By | September 18th, 2015|Reading Room|Comments Off on “Of Mice and Unemployed: Rethinking Micro-Enterprise and Small Business Policies In the EU”

Italy CASE STUDY – Affordable Personal Inclusive Credit

2013 - Italy CAPIC project partners - Italy CASE STUDY - Affordable Personal Inclusive Credit In Italy, during the last couple of years, microcredit projects based on a partnership model presenting similarities and some specificities have materialized in different regions and provinces. Such projects have come to life with the double objective of providing micro-enterprise [...]

By | September 26th, 2013|We Research|Comments Off on Italy CASE STUDY – Affordable Personal Inclusive Credit

French CASE STUDY – Affordable Personal Inclusive Credit

2013 - French CAPIC project partners - French CASE STUDY - Affordable Personal Inclusive Credit Enabling low-income and financially-excluded consumers access affordable credit for "life projects" This initiative involves the Secours Catholique (social entreprise), the Caisse des Dépôts et Consignations (public authority) which manages the "Fonds de cohésion sociale" and the Fédération Nationale des Caisses [...]

By | September 26th, 2013|We Research|Comments Off on French CASE STUDY – Affordable Personal Inclusive Credit

Belgian CASE STUDY – Affordable Personal Inclusive Credit

2013 - Belgian CAPIC project partners - Belgian CASE STUDY - Affordable Personal Inclusive Credit Enabling low-income and financially-excluded consumers access affordable credit for basic goods and services This partnership project runs between Crédal Plus (social entreprise), the Walloon Region (public regional authorities) and the Dexia Foundation (private foundation related to a bank). In Belgium, [...]

By | September 26th, 2013|We Research|Comments Off on Belgian CASE STUDY – Affordable Personal Inclusive Credit

UK CASE STUDY – Affordable Personal Inclusive Credit

2013 - UK CAPIC project partners - UK CASE STUDY - Affordable Personal Inclusive Credit Enabling low-income and financially-excluded consumers access affordable credit for household electrical goods This partnership project includes the Nottingham Credit Union Ltd., Nottingham City Council and The Co-operative Electrical. In the UK, many financially-excluded people in low-income communities, when faced with [...]

By | September 26th, 2013|We Research|Comments Off on UK CASE STUDY – Affordable Personal Inclusive Credit

VIDEO – Quatre pratiques innovantes de microcrédit personnel : It, FR, UK et BE.

Quatre pratiques innovantes de microcrédit personnel :  It, FR, UK et BE. The movie : Version française (Part 1) +  (Part 2) CAPIC' actions are supported by the European Community Programme for Employment and Social Solidarity (2007-2013) – PROGRESS. The information contained in this document does not necessarily reflect the position of the European Commission. [...]

By | September 26th, 2012|We Research|Comments Off on VIDEO – Quatre pratiques innovantes de microcrédit personnel : It, FR, UK et BE.

Inclusive affordable personal credit – Movie

Four innovative practices of personal microcredit in It, FR, UK and BE. The movie : English version (Part 1) +  (Part 2) CAPIC' actions are supported by the European Community Programme for Employment and Social Solidarity (2007-2013) – PROGRESS. The information contained in this document does not necessarily reflect the position of the European Commission. [...]

By | September 26th, 2012|Reading Room, We Research|Comments Off on Inclusive affordable personal credit – Movie

CAPIC EU Project: lessons learned

2012 - Réseau Financité CAPIC EU Project: lessons learned Table of content : 1 Personal microcredit...Why? 2 Personal microcredit... Reaching the public. 3 Representative provisions - some figures. 7 4 Who does what? How to structure a partnership? 8 5 Why does an entity decide to become a partner? 13 6 Context facilitation elements 15 [...]

By | September 26th, 2012|We Research|Comments Off on CAPIC EU Project: lessons learned