over-indebtedness

/Tag:over-indebtedness

Non-performing loans : the Commission is on the wrong track

Image from La Dépèche, by José Navarro, published on 23/06/2010 EU Commission initiative on credit servicers, credit purchasers and the recovery of collateral 2018/0063 COD Bringing the share of non-performing loans (NPL) down to below 5% of total bank assets is a key legacy task of the 2007/8 financial crisis. In several EU countries, the [...]

By | April 16th, 2018|Non classé|Comments Off on Non-performing loans : the Commission is on the wrong track

EU Commission and Reduction of Non Performing Loans: consumer protection in danger

EU Commission and Reduction of Non Performing Loans: consumer protection in danger On the 18 January 2018, the European Commission published a progress report on the reduction of non-performing loans (NPL). As background to that report,  it is worth reading a recent article in Harvard Politics, which gives an attractive overview of some of the [...]

By | February 11th, 2018|Hot Topics, Reading Room, We Disseminate|Comments Off on EU Commission and Reduction of Non Performing Loans: consumer protection in danger

EU report of financial crisis impact… Chapter 7 includes Financial inclusion issues

The EU Commission (DG Financial Stability) issued a significant report on " Coping with the international financial crisis at the national level in a European context. Click here to access the report. Available since November 2017, the report provide an Impact and financial sector policy responses in 2008-2015. Among different interesting chapter, we point out [...]

By | December 6th, 2017|Hot Topics, Reading Room|Comments Off on EU report of financial crisis impact… Chapter 7 includes Financial inclusion issues

Significant over-indebtedness reduction in France in 2016

News on the last indicators published by the French Central Bank (in French) http://www.francetvinfo.fr/economie/crise/crise-de-la-dette/surendettement-recul-net-en-2016-mais-progression-de-la-precarite_2075569.html

By | March 1st, 2017|Hot Topics|Comments Off on Significant over-indebtedness reduction in France in 2016

Debt, Borrowing and Over-indebtedness: a Country-Level Monitoring Framework

MFC Policy paper: Debt, Borrowing and Over-indebtedness: a Country-Level Monitoring Framework, 2014 Full text, summary A review of debt burden and over-indebtedness issues shows that debt is a very complex phenomenon, which has economic impact on growth, and a social impact on the well-being of individuals and households. A lot of research and data is [...]

By | January 26th, 2017|Reading Room|Comments Off on Debt, Borrowing and Over-indebtedness: a Country-Level Monitoring Framework

Too Little or Too Much Credit: Small Business Indebtedness in the EU

MFC Policy Paper No. 4: Too Little or Too Much Credit: Small Business Indebtedness in the EU, 2015 The paper reviews the potential reasons for small business indebtedness and proposes action steps to develop better understanding of the size and scale of this phenomenon in the EU. Access to finance for small businesses draws a [...]

By | January 26th, 2017|Reading Room|Comments Off on Too Little or Too Much Credit: Small Business Indebtedness in the EU

Personal Indebtedness, EFIN &ADLE Conference, THE PRESENTATIONS, 7th December, EU Parliament

Personal Indebtedness in the EU EFIN and the ADLE group support MEP Sylvie Goulard initiative for this conference dedicated to EU initiative to treat and to prevent over-indebtedness. Organised at the EU Parliament, the conference had allowed participants to learn more about the EU initiative on Personal Insolvency on the one hand, and on the [...]

By | December 9th, 2016|Events, We Advocate, We Disseminate|Comments Off on Personal Indebtedness, EFIN &ADLE Conference, THE PRESENTATIONS, 7th December, EU Parliament

Is debt relief rehabilitative?

Is debt relief rehabilitative? (Ahlström, R., & Edström, S., Savemark M.) The Swedish Consumer Agency, Report 2014

By | December 7th, 2016|Events, Reading Room|Comments Off on Is debt relief rehabilitative?

Personal Over-indebtedness -3 working papers presentation

Personal Over-indebtedness: 3 working papers presentation to better understand the phenomenon so to better design systemic prevention and treatment strategies Olivier Jérusalmy - EFIN - Brussels, EU parliament, 7th December 2016

By | December 7th, 2016|Events, We Advocate, We Research|Comments Off on Personal Over-indebtedness -3 working papers presentation

Early detection and constructive response about households financial difficulties

Early detection and constructive response about households financial difficulties: EFIN Working paper EFIN Research - Working Group on Over-Indebtedness Participants : Iskra Balkanska (professeur-BG), Didier Gillet (Parcours Confiance-FR), Olivier Jérusalmy (EFIN-EU) Nadine Lilienthal (ESBG-EU), Nadzeya Sasnouskaya (EFIN-BE), Jan Siebolds (City of Amsterdam-NL), Theresa Tedd (Local Authority representative-UK), Fabien Tocqué (UNAF-FR)    

By | December 7th, 2016|A migrer - publication, Reading Room, We Advocate, We Research|Comments Off on Early detection and constructive response about households financial difficulties