Focus on a specific tool to combat over-indebtedness… Datio in solutum

Two national initiatives which wipe off debts after having given back the keys of the house / apartment funded by a (mortgage) credit : a contrasted vision about who shall take the initiative ! Italy : Legislative decree adopted in April 2016:  After 18 months-instalments of non-payment (before, under the proposal, it was 7 months-instalments) [...]