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Comparative Perspectives of Consumer Over-Indebtedness – A view from the UK, Germany, Greece and Italy

Collective work edited by Federico Ferretti, Eleven International Publishing - ISBN : 978-94-6236-673-2 This book explores the topic of over-indebtedness of consumers and their inability to repay their debts. With a large number of people having excessive debt levels across Europe, it not only impacts badly on the lives of those who are affected, but [...]

By | June 18th, 2016|Reading Room|Comments Off on Comparative Perspectives of Consumer Over-Indebtedness – A view from the UK, Germany, Greece and Italy

2015 Small Business Credit Survey by Federal Reserve Bank of New York and other reserve banks

Satisfaction levels are highest for applicants at small banks and lowest at online lenders. More information available here .

By | June 18th, 2016|Reading Room|Comments Off on 2015 Small Business Credit Survey by Federal Reserve Bank of New York and other reserve banks

ASSESSING THE IMPACT OF CREDIT DATA ON PR EVENTING OVER – INDEBTEDNESS , CONTRIBUTING TO PRUDENTIAL REGULATION AN D FACILITATING ACCESS TO AFFORDABLE AND QUALITY CREDIT

December 2015 - FSUG : "Assessing the impact of credit data on preventing over-indebtedness, contributing to prudential regulation and facilitating access to affordable and quality credit" The extensive use of credit data has been promoted by a number of stakeholders, with the claim that it will help achieve a number of policy objectives: - Prevent [...]

By | December 6th, 2015|Non classé, Reading Room|Comments Off on ASSESSING THE IMPACT OF CREDIT DATA ON PR EVENTING OVER – INDEBTEDNESS , CONTRIBUTING TO PRUDENTIAL REGULATION AN D FACILITATING ACCESS TO AFFORDABLE AND QUALITY CREDIT

Mapping of Eurodiaconia members’ work to adress over-indebtedness in Europe

Eurodiaconia - November 2015 Eurodiaconia members have years of experience in working with people in debt and have made several observations on what works well and what still needs to be changed in order to not only fight existing over-indebtedness, but to prevent it in the first place. Document here

By | November 18th, 2015|Reading Room|Comments Off on Mapping of Eurodiaconia members’ work to adress over-indebtedness in Europe

Pay-day lenders: why can we consider them as being bad players on the credit market?

March 2015 - Autor : Monika Attaité When credit use difficulties of the clients are a good business for lenders WORKING PAPER Pay-day lenders: why can we consider them as being bad players on the credit market? The study analyses the specificities of pay-day lenders products and industry (especially active in the US and in [...]

By | March 26th, 2015|Reading Room, We Research|Comments Off on Pay-day lenders: why can we consider them as being bad players on the credit market?

Over-indebtedness in the EU : from figures to expert opinions

March 2015 - Autor : Andrea Falanga WORKING PAPER Over-indebtedness in the EU : from figures to expert opinions Over-indebtedness is a complex phenomenon, described by several variables and definitions. However data relative to the EU show that this issue regards a significant part of the population, albeit not a majority, and its demographic distribution [...]

By | March 26th, 2015|Reading Room, We Research|Comments Off on Over-indebtedness in the EU : from figures to expert opinions

SAVINGS – EU countries mapping – Summary report 2014

2014 - Autor : Olivier Jérusalmy EU countries mapping- Summary report For the beginning of 2014, a mapping survey has been conducted in 15 countries: Belgium, Bulgaria, Czech Republic, France, Germany, Greece, Hungary, Ireland, Italy, Poland, Romania, Spain, Slovakia, Sweden and United Kingdom. The main purpose has been to collect information about savings habits and [...]

By | September 26th, 2014|We Research|Comments Off on SAVINGS – EU countries mapping – Summary report 2014